What Our Clients Say

"We implemented a reverse factoring programme with MBFACTA SPA eighteen months ago, covering approximately 60 suppliers in our network. Our suppliers' average days to payment dropped from 72 to 8, and we have not lost a key supplier to liquidity issues since. The onboarding process was thorough but efficient, and the reporting portal gives our treasury team exactly the visibility we need. MBFACTA SPA has become a structural part of how we manage our supply chain."

"Export receivables financing through MBFACTA SPA has transformed how we manage cash flow on our overseas sales. Previously, we waited up to 90 days for payment from international buyers, which constrained our ability to fund new crop cycles. Now we receive advances within 48 hours of shipping, and the credit cover on our largest buyers gives us genuine peace of mind. The team's knowledge of cross-border legal requirements has been invaluable throughout."

"We switched to MBFACTA SPA's Pro Soluto non-recourse factoring after experiencing a painful debtor insolvency with a previous provider that refused to honour our credit cover. MBFACTA SPA was transparent about exactly what their credit protection covers before we signed. When we did face a contested debtor situation last year, they handled it professionally and settled our claim within the contractual timeframe. That kind of reliability is what we pay for and what we got."

"The import credit guarantee product from MBFACTA SPA allowed us to negotiate much better payment terms with our overseas suppliers, who previously insisted on letters of credit that tied up our banking lines. The guarantee structure was explained clearly, documented efficiently, and accepted without issue by our main supplier in Turkey. We have since expanded the programme to three additional suppliers and the savings on LC issuance costs alone have been substantial."

"MBFACTA SPA manages our full receivables book under a confirming factoring arrangement, handling debtor collections and reconciliation so our internal team can focus on operations rather than chasing payments. The monthly reporting is detailed and clearly presented, and our relationship manager responds promptly whenever we have questions about specific invoices or debtor credit limits. After two years of working together, I would recommend MBFACTA SPA to any logistics company dealing with slow-paying corporate customers."